Free financial clarity tool

Your attorney proposes a number.
We show you what it means
for the rest of your life.

DivorceSmart projects your settlement decades into the future so you can negotiate from a place of knowledge, not fear. Answer four questions. See if the math works.

No account required · Takes under 3 minutes

The question that keeps you up at night

Your attorney talks about assets, equitable distribution, alimony schedules. But what you really need to know is much simpler:

“If I accept this settlement, will I be okay?”

DivorceSmart answers this question with math, not guesswork. We take your proposed settlement and project it forward through age 90 — so you can see exactly whether it sustains your life, or falls short.

Between attorney meetings, come here.

Every time the numbers change, run them through DivorceSmart.

🏠
Keep the house or sell?
See the long-term financial impact of staying in your home versus taking the cash equivalent.
📊
Compare settlement offers
Your attorney proposes two options. Run both. See which one actually supports your future.
🎯
Find your real number
If the current offer falls short, we'll tell you exactly how much more you need to make it work.
🔄
As negotiations change
Alimony terms shifted? Asset split changed? Update the numbers in 30 seconds and see where you stand.
💬
Walk in prepared
Bring real projections to your next meeting instead of relying on gut feelings.
🧘
Sleep better tonight
Replace the 3am anxiety spiral with actual numbers. Uncertainty is scarier than facts.

Four questions. One clear answer.

No financial jargon. No spreadsheets. Just plain English.

1
Your basics
Your name and age — so we know how many years to plan for.
2
Your settlement
What you're receiving: savings, home equity, retirement accounts, debts.
3
Your income
Salary, alimony, child support — anything coming in regularly.
4
Your expenses
What your life costs each month. Rent, groceries, kids, insurance — everything.
Then, instantly
A projection of your financial future through age 90

Built for the hardest conversation of your life

“My attorney gave me two options and I had no idea which was better. I ran both through DivorceSmart in five minutes and the answer was obvious.”

Sarah, 44Denver, CO

“I was about to accept a settlement that would have left me broke by 62. This tool showed me I needed to push for more — and exactly how much more.”

Maria, 38Austin, TX

“The 'keep the house vs. sell' question was tearing me apart emotionally. Seeing the actual numbers helped me make a clear-headed decision.”

Jennifer, 51Chicago, IL
🔒

We know this is sensitive.

Your financial data is encrypted, never shared, and never sold. You can use DivorceSmart without creating an account. Delete your data permanently at any time.

Encrypted in transit & at rest
No data sold to third parties
No account required to start

Questions we hear a lot

Is this financial advice?
No. DivorceSmart is a planning tool that projects outcomes based on the numbers you enter. We always recommend consulting a qualified financial advisor or divorce attorney before making final decisions.
I don't know my exact numbers yet. Can I still use this?
Absolutely. Best estimates work great. The real power is comparing scenarios — even with rough numbers, you'll see the relative impact of different settlement options. Update the numbers later as they firm up.
How accurate are the projections?
We use standard financial planning assumptions: 5% annual investment return and 3% inflation. These are conservative, widely-used benchmarks. Real results will vary, but this gives you a solid baseline for comparison.
Can my spouse or their attorney see my scenarios?
No. Your data is completely private. No one can access your account but you. You can export results to share with your own attorney if you choose.
What does it cost?
Your first scenario is completely free — no account needed. To save multiple scenarios and compare them as negotiations evolve, plans start at $12/month.
Can I keep the house?
That's exactly the kind of question DivorceSmart helps you answer. Run one scenario where you keep the house and another where you sell — then see which option gives you a more sustainable financial future.

You don't have to figure this out alone.

The numbers won't lie to you. Let's see where you actually stand — then you can decide what to fight for.

Free · Private · Under 3 minutes