Sample Report: Stay-at-Home Parent

Last reviewed: May 2026

This sample is for someone who’s been out of the workforce. The analysis includes the imputed-income risk under California Family Code § 4331, the workforce re-entry timeline and stipend structure, and the specific negotiation provisions that protect against later vocational examinations. If you’re the higher-earning spouse or both spouses worked, view the default sample report instead.

Preview

What's in the report

1. PAGE 1
   Cover

   Branded title page with persona summary and section list.

2. PAGE 2
   Executive Summary

   The headline answer, three risks, and three recommended changes — including the imputed-income exposure.

3. PAGE 3
   Your Situation

   Restated inputs, asset table, and the workforce-history assumptions used in the analysis.

4. PAGE 4
   30-Year Cash Flow Projection

   Year-by-year income vs. expenses, with the imputed-income scenario modeled alongside the actual-income baseline.

5. PAGE 5
   Settlement Sustainability

   Three-scenario comparison at age 65 and a crossover-point analysis under both imputed and actual income.

6. PAGE 6
   Workforce Re-entry Plan

   Stipend structure, training timeline, and the years-to-self-sufficiency model.

7. PAGE 7
   Retirement Impact

   Contribution targets vs. realistic, with the long-absence catch-up math.

8. PAGE 8
   Support Ending Timeline

   Child support and alimony cliff dates, plus the imputed-income vocational-examination risk window.

9. PAGE 9
   Negotiation Talking Points

   Five specific points with rationale and sample language — including the § 4331 protective provisions.

10. PAGE 10
    Methodology and Disclaimers

    What was modeled, what wasn’t, and the statutory references behind the numbers.

How your report differs

• Your inputs. Your state, your time out of the workforce, your re-entry plan, your settlement terms — not Maria’s.
• Your statutory references. California rules in this sample; your purchased report cites the rules of the state you’re divorcing in (imputed-income standards differ meaningfully across jurisdictions).
• No watermark. The diagonal “SAMPLE” mark on every page is removed from the purchased version.
• Negotiation language built around your numbers. The five points on page 9 are derived from your specific settlement, with sample language you can take into mediation — including the § 4331 protections tailored to your re-entry timeline.

Want to see the analysis run in your browser instead? Try the interactive sample.