Skip to content
Equitable Distribution State

Florida Divorce Settlement & Alimony Calculator

Free Florida alimony calculator and settlement projection. Estimate alimony, child support, and property division — then see if your settlement sustains your lifestyle through retirement. Takes under 3 minutes.

Calculate My Florida Settlement & Alimony
Property Division
Equitable Distribution
Equitable distribution starting with presumption of equal division.
Residency Requirement
6 months
Generally, you must meet this residency requirement before filing for divorce in Florida. Verify current requirements with a local attorney.
State Income Tax
None (0%)
Florida has no state income tax — your settlement, retirement withdrawals, and alimony income are not taxed at the state level.
Median Home Value
~$400,000
Deciding whether to keep the house? See the full analysis.

Florida Alimony Calculator — How Alimony Works

2023 reform eliminated permanent alimony. Duration tied to marriage length. Bridge-the-gap, rehabilitative, and durational alimony available. Income gap cannot exceed 35% of the difference between the parties' net incomes.
Estimate your Florida alimony. Use our free alimony calculator to project payments and see how alimony affects your finances long-term.

Florida divorce: financial snapshot

Florida follows equitable distribution — courts divide marital property fairly, but not necessarily 50/50. The financial impact of your settlement depends on more than just the split — it depends on taxes, housing costs, and whether your income can cover your expenses long-term.

Tax impact: Florida has no state income tax, which means more of your settlement income stays in your pocket.

Housing: The median home value in Florida is approximately ~$400,000. If you're considering keeping the family home, make sure you can afford the mortgage, taxes, insurance, and maintenance on a single income.

Florida's no-income-tax status is a significant financial advantage post-divorce. However, property taxes and insurance costs (especially homeowners and flood insurance) can be substantial. Factor these into your keep-the-house analysis.

What Florida divorcing spouses need to know

Under current law, Florida follows equitable distribution, meaning courts generally divide marital property fairly — but not necessarily 50/50. The court considers factors like each spouse's income, contributions to the marriage, and future earning potential.

The biggest financial mistake in divorce is accepting a settlement without knowing if it will actually sustain your lifestyle long-term. A settlement that looks fair on paper can still leave you short if you haven't accounted for inflation, the end of alimony, or the real cost of keeping the family home.

That's what DivorceSmart can help with. Enter your proposed settlement numbers, and get an estimated year-by-year projection of your finances through age 100 — including what happens when income sources end and expenses change.

Will your Florida settlement be enough?
Pro analysis starting at $19. No subscription. Under 3 minutes.
Run My Numbers →
SamplePro Analysis Preview

See how we model a equitable distribution settlement over 30+ years — including alimony, housing, and income transitions.

Money lasts to
~Age 93
with current plan
Peak savings
~$892K
around age 58
Sell the home?
Age 100+
if equity is unlocked
Built for a fictional person — see how we model settlements over 30+ years. Pro starts at $19.
See Full Sample Analysis →
Read the full Florida divorce guide
Deep dive into Florida property division, alimony, child support, and tax implications.
Florida Divorce Settlement Guide →

Florida city calculators

MiamiJacksonvilleTampaOrlandoSt. PetersburgFort LauderdaleSarasotaNaplesPalm BeachBoca RatonCoral GablesWest Palm BeachClearwaterKey WestJupiterWinter ParkTallahasseeFort MyersGainesvilleFernandina BeachKey BiscayneMarco IslandSanibelVero BeachSt. AugustineDestinLongboat KeyKey Largo

Frequently asked questions about Florida divorce

How is alimony calculated in Florida?
2023 reform eliminated permanent alimony. Duration tied to marriage length. Bridge-the-gap, rehabilitative, and durational alimony available. Income gap cannot exceed 35% of the difference between the parties' net incomes.
How is property divided in a Florida divorce?
Equitable distribution starting with presumption of equal division.
How long do you have to live in Florida to file for divorce?
Florida requires 6 months of residency before you can file for divorce.

Other state calculators

AlabamaAlaskaArizonaArkansasCaliforniaColoradoView all 50 states →

You Might Also Need

Settlement Calculator — All 50 States
See how your proposed settlement affects your finances long-term
Alimony Calculator for Florida
Estimate spousal support in Florida
Keep the House or Sell?
5 questions to ask before deciding
Housing Calculator
Can you afford to keep the house on a single income?
DISCLAIMER
This page provides general informational and educational content about Florida divorce laws and is not legal, financial, or tax advice. Florida divorce laws, guidelines, tax rates, and property values change frequently and may have changed since this page was last updated. Every divorce involves unique circumstances. The information presented here may not reflect current law or apply to your specific situation. All projections generated by the calculator are estimates based on simplified assumptions. Consult a licensed family law attorney in Florida and a qualified financial advisor for guidance specific to your case. Do not make legal or financial decisions based solely on this information.

From uncertainty to clarity in 3 steps

No account required. No credit card. Just your numbers.

01

Enter your numbers

Settlement amount, income, expenses, alimony, house — takes about 2 minutes. Everything runs privately in your browser.

02

See the projection

Get a year-by-year chart showing your net worth from now through age 100. Green, yellow, or red — you'll know where you stand instantly.

03

Model & export

Test different settlement terms to find which saves you the most money, compare offers side-by-side, and export a report for your attorney.

Built on objective, deterministic financial models

Every projection is deterministic — same inputs always produce the same outputs. Results are estimates based on the assumptions you provide.

Deterministic Math EnginePublished Tax & Actuarial DataEducational Tool Only
Free to explore

See what a Pro analysis looks like

We built a complete Pro analysis for a fictional person named Sarah. Explore every section — charts, what-if scenarios, risk timeline, negotiation leverage — so you can see what’s included before running your own numbers.

View Sample AnalysisNo sign-up required

You don’t need a $5,000 CDFA retainer to understand your own numbers

Start with the free projection. If the numbers raise questions you can’t answer, upgrade to Pro for $19 — one-time, no subscription — and discover which settlement terms could save you thousands.

Free
$0
Year-by-year projection
MOST POPULAR
Pro · 30 Days
$19
Know what your settlement is worth
Pro · 6 Months
$89
Cover your full negotiation timeline
Run My Numbers — Free

Not financial or legal advice. DivorceSmart is an educational planning tool. Always consult a qualified attorney and financial advisor before making settlement decisions.