Texas Divorce Settlement & Spousal Maintenance Calculator
Free Texas spousal maintenance calculator and settlement projection. Estimate spousal maintenance, child support, and property division — then see if your settlement sustains your lifestyle through retirement. Takes under 3 minutes.
Calculate My Texas Settlement & Spousal MaintenanceTexas Spousal Maintenance Calculator — How Spousal Maintenance Works
Texas divorce: financial snapshot
Texas is a community property state. Most assets and debts acquired during the marriage are considered jointly owned. However, the financial impact of your settlement depends on more than just the split — it depends on taxes, housing costs, and whether your income can cover your expenses long-term.
Tax impact: Texas has no state income tax, which means more of your settlement income stays in your pocket.
Housing: The median home value in Texas is approximately ~$300,000. If you're considering keeping the family home, make sure you can afford the mortgage, taxes, insurance, and maintenance on a single income.
Texas's no-income-tax status is a significant advantage for post-divorce finances. However, property taxes are among the highest in the nation (averaging ~1.7% of home value), which is critical if you're keeping the family home.
What Texas divorcing spouses need to know
Under current law, Texas is a community property state, meaning most assets and debts acquired during the marriage are generally considered jointly owned and typically divided equally. Property you owned before marriage or received as a gift or inheritance may be considered separate property.
The biggest financial mistake in divorce is accepting a settlement without knowing if it will actually sustain your lifestyle long-term. A settlement that looks fair on paper can still leave you short if you haven't accounted for inflation, the end of spousal maintenance, or the real cost of keeping the family home.
That's what DivorceSmart can help with. Enter your proposed settlement numbers, and get an estimated year-by-year projection of your finances through age 100 — including what happens when income sources end and expenses change.
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Frequently asked questions about Texas divorce
How is spousal maintenance calculated in Texas?
How is property divided in a Texas divorce?
How long do you have to live in Texas to file for divorce?
How long does spousal maintenance last in Texas?
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From uncertainty to clarity in 3 steps
No account required. No credit card. Just your numbers.
Enter your numbers
Settlement amount, income, expenses, alimony, house — takes about 2 minutes. Everything runs privately in your browser.
See the projection
Get a year-by-year chart showing your net worth from now through age 100. Green, yellow, or red — you'll know where you stand instantly.
Model & export
Test different settlement terms to find which saves you the most money, compare offers side-by-side, and export a report for your attorney.
Every projection is deterministic — same inputs always produce the same outputs. Results are estimates based on the assumptions you provide.
See what a Pro analysis looks like
We built a complete Pro analysis for a fictional person named Sarah. Explore every section — charts, what-if scenarios, risk timeline, negotiation leverage — so you can see what’s included before running your own numbers.
You don’t need a $5,000 CDFA retainer to understand your own numbers
Start with the free projection. If the numbers raise questions you can’t answer, upgrade to Pro for $19 — one-time, no subscription — and discover which settlement terms could save you thousands.
Not financial or legal advice. DivorceSmart is an educational planning tool. Always consult a qualified attorney and financial advisor before making settlement decisions.