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Divorce by Situation

Every divorce is different. Your age, career, assets, and family situation all affect the financial outcome. Choose the guide that matches your circumstances for tailored financial guidance.

By life stage

Divorce After 50
Retirement planning, Social Security, Medicare, and the unique financial challenges of gray divorce.
Retirement-Age Divorce
Dividing pensions, 401(k)s, and Social Security when retirement is around the corner.
Mid-Career Divorce
Balancing career growth, childcare costs, and rebuilding financial independence.
Second Marriage Divorce
Navigating blended families, pre-existing obligations, and prenuptial agreements.

By profession

Medical Professional Divorce
Valuing a medical practice, dividing student loans, and handling deferred compensation.
Tech Worker Divorce
Dividing stock options, RSUs, and equity compensation from tech companies.
Self-Employed Divorce
Business valuation, irregular income, and commingled business and personal assets.
Small Business Divorce
How to value and divide a small business without destroying it.

By financial situation

High Net Worth Divorce
Complex asset division, tax planning, and protecting significant wealth.
Divorce With Debt
Dividing debts, protecting your credit score, and managing joint obligations.
Divorce With No Income
Financial planning when you have limited or no personal income.
Stay-at-Home Parent Divorce
Alimony, re-entering the workforce, and valuing non-economic contributions.
Real Estate in Divorce
Dividing rental properties, investment real estate, and the marital home.
Military Divorce
USFSPA, military pension division, BAH, and Tricare benefits after divorce.
Tools & calculators
→ Divorce Settlement Calculator→ Alimony Calculator→ Child Support Calculator→ Housing Calculator→ Divorce Cost Estimator→ Divorce Financial Checklist→ Comparison Guides (Mediation vs. Litigation, etc.)→ Housing Costs by State

From uncertainty to clarity in 3 steps

No account required. No credit card. Just your numbers.

01

Enter your numbers

Settlement amount, income, expenses, alimony, house — takes about 2 minutes. Everything runs privately in your browser.

02

See the projection

Get a year-by-year chart showing your net worth from now through age 100. Green, yellow, or red — you'll know where you stand instantly.

03

Model & export

Test different settlement terms to find which saves you the most money, compare offers side-by-side, and export a report for your attorney.

Built on objective, deterministic financial models

Every projection is deterministic — same inputs always produce the same outputs. Results are estimates based on the assumptions you provide.

Deterministic Math EnginePublished Tax & Actuarial DataEducational Tool Only
Free to explore

See what a Pro analysis looks like

We built a complete Pro analysis for a fictional person named Sarah. Explore every section — charts, what-if scenarios, risk timeline, negotiation leverage — so you can see what’s included before running your own numbers.

View Sample AnalysisNo sign-up required

You don’t need a $5,000 CDFA retainer to understand your own numbers

Start with the free projection. If the numbers raise questions you can’t answer, upgrade to Pro for $19 — one-time, no subscription — and discover which settlement terms could save you thousands.

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Year-by-year projection
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Pro · 30 Days
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Not financial or legal advice. DivorceSmart is an educational planning tool. Always consult a qualified attorney and financial advisor before making settlement decisions.