Should I go back to work after divorce?

It depends on your financial situation, career history, and settlement terms. The career simulator lets you enter a salary — or a path from part-time to full-time — and see how it changes your long-term financial picture compared to relying solely on your settlement and support payments.

How does returning to work affect alimony?

In many states, earning income can reduce or terminate alimony. However, the financial benefit of working often outweighs the alimony reduction. Use the career simulator to model the net impact of different salary levels on your overall finances.

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Career Simulator

See how going back to work — even part-time — changes your financial picture.

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How many years would you work?

1 year20 years (until age 65)35 years

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This simulator shows how working affects your savings. Our full analysis factors in alimony, child support, housing, investments, and more. See a sample analysis with personalized insights and a PDF for your attorney.

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DISCLAIMER

This tool provides rough estimates for educational purposes only and should not be relied upon as financial or legal advice. It assumes a simplified 3% net annual growth rate. Salary is treated as gross pre-tax income, meaning actual take-home pay could be 25-40% lower depending on your tax situation. Does not account for taxes, benefits, career progression, inflation, or other factors that could significantly affect actual outcomes. Projections are estimates, not guarantees. Consult a CDFA (Certified Divorce Financial Analyst) or financial advisor for advice specific to your situation.

From uncertainty to clarity in 3 steps

No account required. No credit card. Just your numbers.

Enter your numbers

Settlement amount, income, expenses, alimony, house — takes about 2 minutes. Everything runs privately in your browser.

See the projection

Get a year-by-year chart showing your net worth from now through age 100. Green, yellow, or red — you'll know where you stand instantly.

Model & export

Test different settlement terms to find which saves you the most money, compare offers side-by-side, and export a report for your attorney.

Built on objective, deterministic financial models

Every projection is deterministic — same inputs always produce the same outputs. Results are estimates based on the assumptions you provide.

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We built a complete Pro analysis for a fictional person named Sarah. Explore every section — charts, what-if scenarios, risk timeline, negotiation leverage — so you can see what’s included before running your own numbers.

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Year-by-year projection