What Is Collaborative Divorce?
A divorce process where both spouses and their attorneys commit to settling without court.
Collaborative divorce is a structured process in which both spouses hire specially trained collaborative attorneys and commit in writing to resolving all issues without going to court. The process typically involves a series of meetings (called "four-way meetings") with both spouses and both attorneys present. Other professionals — such as a financial neutral (often a CDFA), a child specialist, or a divorce coach — may also participate. The key feature of collaborative divorce is a disqualification clause: if the process breaks down and either party decides to go to court, both collaborative attorneys must withdraw, and the spouses must hire new attorneys for litigation. This provides a strong incentive for all parties to work toward agreement. Collaborative divorce tends to be less adversarial than litigation and less expensive than a prolonged court battle, though costs can vary widely depending on the complexity of the case.
Free calculators for alimony, child support, settlement division, and housing costs.
View CalculatorsThis definition is for general educational purposes only and does not constitute legal or financial advice. Laws vary by state and change frequently. Consult a qualified professional for guidance specific to your situation.
From uncertainty to clarity in 3 steps
No account required. No credit card. Just your numbers.
Enter your numbers
Settlement amount, income, expenses, alimony, house — takes about 2 minutes. Everything runs privately in your browser.
See the projection
Get a year-by-year chart showing your net worth from now through age 100. Green, yellow, or red — you'll know where you stand instantly.
Model & export
Test different settlement terms to find which saves you the most money, compare offers side-by-side, and export a report for your attorney.
Every projection is deterministic — same inputs always produce the same outputs. Results are estimates based on the assumptions you provide.
See what a Pro analysis looks like
We built a complete Pro analysis for a fictional person named Sarah. Explore every section — charts, what-if scenarios, risk timeline, negotiation leverage — so you can see what’s included before running your own numbers.
You don’t need a $5,000 CDFA retainer to understand your own numbers
Start with the free projection. If the numbers raise questions you can’t answer, upgrade to Pro for $19 — one-time, no subscription — and discover which settlement terms could save you thousands.
Not financial or legal advice. DivorceSmart is an educational planning tool. Always consult a qualified attorney and financial advisor before making settlement decisions.